Mile High Mortgage Brokers now allows escrow waivers (known as impound waivers in California) up to 95% LTV on most conventional loans* — and still no escrow waiver fee. We believe in giving choices to our clients so they can determine what best fits them. Waiving escrows allows you to pay their taxes and insurance on your own, with a lower monthly payment and less money brought to the closing table means more money in your pocket at closing time. Talk to us to learn more.
With appraisal waivers available through AUS (Automated Underwriting Systems), Mile High Mortgage Brokers makes it easy to experience an even greater peace of mind. You’ll not only speed up the purchase process by eliminating the need for an in-home inspection, but you’ll also save the expense of an inspection fee. Plus, appraisal waivers eliminate the possibility of a low appraisal value that could cause problems with your loan.
You can finally have the option to close when you want, where you want, completely online: from the comfort of your living room, while celebrating at their favorite restaurant or on your boat — really anywhere with Wi-Fi access. Virtual e-closing with Mile High Mortgage Brokers allows you to close without wet-signing a single document and by verifying their ID with a notary through video chat–another competitive advantage over big banks and mega retail lenders. Virtual e-closing is available in select markets. Check with us regarding your market.
115 Wilcox Street CASTLE ROCK, CO 80104-2560
Edge Home Finance Corp, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Edge Home Finance Corp is a licensed mortgage broker in the following states CA, CO, FL, MN, NC, ND, WI and TX. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
CALIFORNIA – Licensed by the Department of Business Oversight under California Finance Lenders Law
COLORADO – Edge Home Finance Corp, 4530 W 77th St Suite 365 Edina, MN 55435, (763) 219-8484; to check the license status of your mortgage broker, visit http://www.dora.state.co.us/real-estate/index.htm
TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV
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